Last Updated: 12/5/2025

Welcome to ShopRates (“Company,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your use of https://shoprates.com (the “Website”), our services, and any communication you receive from us.

By accessing or using the Website, you agree to comply with these Terms. If you do not agree, please discontinue use of the Website.

1. Use of Our Website

You agree to use this Website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment of the Website.

You may not:

Violate any applicable laws or regulations
Attempt unauthorized access to any part of the Website
Distribute harmful software, viruses, or malicious code
Use the Website for fraudulent or deceptive activities

We may suspend or terminate access to the Website at our discretion.

2. Information You Provide

When you submit information through our Website, such as via contact or quote request forms, you confirm that:

All information you provide is accurate and truthful
You are authorized to provide the information
You understand your information may be used as outlined in our Privacy Policy

By checking the SMS opt-in checkbox on our forms and submitting your phone number, you agree to receive informational text messages from ShopRates, which may include:

Updates about your inquiry or quote request
Service-related notifications
Responses to messages or support questions

Your SMS Rights

SMS opt-in is optional and not required to use our services
Message frequency varies
Standard message and data rates may apply
You may opt out at any time by replying STOP
Reply HELP for assistance

Data Protection

ShopRates does not share or sell phone numbers or SMS consent information to third parties for marketing or promotional purposes.

We may share your phone number only with trusted service providers who help deliver our communications.

4. Intellectual Property

All content on the Website—including text, images, graphics, logos, and designs—is the property of ShopRates or its licensors and is protected by copyright and trademark laws.

You may not:

Copy, reproduce, or distribute Website content
Modify or create derivative works
Use any content for commercial purposes without written permission

5. Third-Party Links

Our Website may contain links to third-party websites we do not own or control.
We are not responsible for:

The content of those websites
Their privacy practices
Their terms of use

Use third-party websites at your own risk.

6. Disclaimer of Warranties

The Website and its content are provided on an “as-is” and “as-available” basis.

We make no warranties, express or implied, regarding:

Website functionality
Accuracy of information
Availability or reliability
Suitability for any particular purpose

Your use of the Website is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, ShopRates is not liable for:

Any indirect, incidental, consequential, or punitive damages
Loss of data, profits, or business
Any issues arising from your use of or inability to use the Website
Any third-party actions or website content

Our total liability is limited to the amount paid by you (if any) for using our Website.

8. Indemnification

You agree to indemnify and hold harmless ShopRates, its employees, and affiliates from any claims, damages, or expenses arising from:

Your use of the Website
Violation of these Terms
Violation of any third-party rights

9. Changes to These Terms

We may update or modify these Terms at any time.
When changes are made:

We will post the updated Terms on this page
The “Last Updated” date will be revised

Continued use of the Website means you accept the updated Terms.

10. Governing Law

These Terms are governed by the laws of the state in which ShopRates operates, without regard to conflict of law principles.

11. Contact Us

For questions about these Terms, please contact us:

Email: apply@shoprates.com
Contact Page: https://shoprates.com/contact

Phone : 888-396-7284

Terms and Conditions